Discover Down Payment Assistance Programs You Didn’t Know Existed

Buying a home in California is exciting — but saving for the down payment can feel overwhelming. The good news? You don’t have to do it all on your own.

At Agency411 Realty, we believe homeownership should be possible for everyone. That’s why we’re proud to connect our clients with Down Payment Resource — a powerful tool that helps you find real financial assistance programs designed to make owning a home easier and more affordable.

Since 2008, Down Payment Resource (DPR) has been the only centralized database of every Down Payment Assistance (DPA) program across the U.S. It helps homebuyers, lenders, and real estate professionals discover and connect with local, state, and national programs that provide funds for:

• Down payment assistance

• Closing cost support

• Forgivable or deferred loans

• Tax credits and homeownership incentives

Through DPR, you can instantly find out which programs you may qualify for — based on your income, credit score, location, and even your occupation.

Down Payment Resource bridges the gap between homebuyers, lenders, and real estate professionals through a simple, data-driven platform:

• For Homebuyers: Instantly discover grants and assistance programs available where you want to buy.

• For Lenders: Match qualified borrowers to programs that meet their financing goals.

• For Realtors: Integrate DPA information directly into MLS listings to help buyers see eligible homes.

• For Program Providers: Reach more homebuyers through partnerships with lenders and agents.

The result? A smoother, more transparent home-buying experience — especially for first-time buyers who just need a little help getting started.

California Has Incredible Homebuyer Assistance Programs

If you’re buying in California, there are dozens of programs that can make your first home more attainable. A few top options include:

1. CalHFA MyHome Assistance Program

Offers a deferred-payment junior loan to help cover part of your down payment or closing costs. Perfect for first-time buyers using a CalHFA first mortgage.

2. GSFA Platinum Program

Provides up to 5% in down payment and closing cost assistance, often forgivable after three years of occupancy.

3. LACDA Home Ownership Program

Helps low- to moderate-income families purchase homes in Los Angeles County with down payment and closing cost assistance.

These programs — and many others — can be discovered instantly through Down Payment Resource.

Why Down Payment Assistance Matters? Many buyers assume they need a 20% down payment to buy a home. That’s a myth.
With the right program, you could qualify for:

• As little as 1% down

• Forgivable assistance funds

• Grants that never have to be repaid

By combining professional real estate guidance with these financial tools, your path to homeownership becomes achievable — not just a dream.

Ready to Explore Your Options?

Don’t let the down payment hold you back from building equity and stability through homeownership. Take the first step today and find out how much assistance you qualify for.

At Agency411 Realty, we’re here to help you navigate every step of the process — from identifying the right programs to handing you the keys to your new home.

Your dream home isn’t out of reach. With the right guidance and the right resources, it’s closer than you think.