A Message from Tessa Distor, Broker | Agency411 Realty
If you’ve been watching the housing market over the past few years, you’ve probably felt it — the intensity, the bidding wars, and the rollercoaster ride of interest rates.
Well, as of October 2025, the market is finally catching its breath.
Across the country, and right here in Southern California, we’re seeing a transition from frenzy to focus — a more balanced, strategic market that rewards those who move with insight rather than impulse.
Let’s break it down.
The Big Picture: A Market Finding Its Balance
Recent data from the National Association of Realtors shows that existing-home sales have risen to their highest level since February, with prices still edging upward — the national median hitting $415,200 in September.
Inventory, long the market’s biggest bottleneck, has grown by nearly 14% year-over-year. That means more choices for buyers and more competition for sellers.
But here’s the twist: even with more listings, the average home is still selling in just about 48 days. The market hasn’t gone cold — it’s just cooling into something sustainable.
And yes, mortgage rates — after flirting with uncomfortable highs — have settled closer to 6.3%, giving buyers a much-needed breather and sellers a larger pool of qualified prospects.
What This Means for You
For Buyers: A Window of Opportunity
If you’ve been sitting on the sidelines, wondering when to make your move — this is the time to pay attention.
More listings mean less bidding pressure, more room to negotiate, and a better chance to find a home that fits both your needs and your budget. Sellers are more realistic, and some are offering concessions or price reductions.
That said, affordability still matters. With prices steady and rates hovering around mid-6%, you’ll want to get pre-approved early and know your limits. But the good news? You finally have the breathing room to shop smart.
For Sellers: It’s Still a Strong Market — Just Smarter
Gone are the days of “list it and watch the offers roll in.”
Today’s market rewards presentation, preparation, and precision pricing.
Buyers are looking closely — they want value, move-in-ready homes, and transparent communication. Homes that show well and are priced right are still moving fast, often with multiple offers.
If you’re thinking of selling this fall, position your property strategically: refresh the curb appeal, stage thoughtfully, and work with a professional who understands how to tell your home’s story to the right audience.
That’s where my team at Agency411 Realty comes in.
A Closer Look at Southern California
Here in the Santa Clarita Valley and greater Los Angeles areas, the trends mirror the national shift — but with a California twist.
Inventory is climbing slightly, but demand remains steady. Many homeowners who locked in historically low rates are staying put, keeping supply tighter than you might expect.
That balance is creating opportunities on both sides:
Buyers can finally explore neighborhoods they couldn’t compete in last year.
Sellers still benefit from solid equity gains and a resilient local economy.
However, higher insurance costs, permitting delays, and tighter lending standards are shaping buyer decisions — which makes professional guidance more important than ever.
Looking Ahead: Stability on the Horizon
Experts forecast a flat-to-modest growth pattern heading into 2026. That means we’re unlikely to see dramatic price drops or spikes — just a steady, predictable rhythm that supports long-term stability.
If rates continue to ease and inflation remains tame, we may see a mild rebound in buyer activity through early 2026. For now, it’s all about strategic timing.
At Agency411 Realty, my focus is on helping clients navigate, not react — using data, local expertise, and creative strategy to make smart, confident moves in a changing market.
My Takeaway for You
We’re in a market of opportunity, not urgency.
The chaos of the past few years is behind us, and a new, more intentional market has emerged.
If you’re a buyer, take advantage of the breathing room — the deals are in the details.
If you’re a seller, lean into preparation — a well-positioned home still shines.
And if you’re not sure which side you’re on yet, that’s okay too. Let’s have a conversation about your goals, your timing, and your strategy for 2025 – 2026.
At Agency411 Realty, my commitment is simple:
to give you clarity, confidence, and results — no hype, just strategy that works.